tag:blogger.com,1999:blog-83433424162917269402024-03-13T16:27:07.515-04:00People Helping People Global BlogPeople Helping People Global is a U.S. 501(c)(3) non-profit organization that provides interest-free microloans to individuals living on less than $2 USD per day. These loans are used by our clients to start or expand their small businesses. We currently operate in the Granada and Matagalpa regions of Nicaragua.Anonymoushttp://www.blogger.com/profile/12851054900120624592noreply@blogger.comBlogger100125tag:blogger.com,1999:blog-8343342416291726940.post-26879110051354193322017-01-23T00:31:00.000-05:002017-01-23T00:31:48.913-05:00IntroductionGood evening! I would like to briefly introduce myself...<br />
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My name is Nicolette Ware. I am a 2012 graduate of Nebraska Wesleyan University. I hold a B.A. in Social Work with an emphasis in Spanish. While at NWU, I completed my social work practicum at the Child Advocacy Center where I served as an intern to one of the forensic interview specialists. I, also, was a Risk-Taking Mission & Justice intern through the United Methodist Church where I focused on human trafficking awareness and helped coordinate the 2010 Give Me Your Hand alternative spring break trip to Washington D.C. At the moment, I work as a communications specialist for an ELCA church in Lincoln, Nebraska. I will be serving as the volunteer manager for PHPG. I am really excited about serving in this role and capacity. This past summer I traveled to Armenia to volunteer for two weeks through the Armenian Volunteer Corps. International development and service are passions of mine. My hope is to get to know everyone and grow in this position (and be an effective leader). My goals for this year are to travel to Vermont to participate in the Brain Freezer 5k, travel to Nicaragua towards the end of the year, and improve my Spanish language skills.Anonymousnoreply@blogger.com22tag:blogger.com,1999:blog-8343342416291726940.post-48841257996359022082016-12-09T17:40:00.001-05:002016-12-09T17:40:27.617-05:00Our Holiday Letter about Maria and Her Bread-Making Business<div class="MsoNormal" style="margin-top: 6.0pt;">
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">For this blog entry, we wanted to share our holiday letter about Maria and the successes that she has had thanks to the hard work of the PHPG staff, partnerships with other non-profits, and the generosity of folks like you. We hope that you enjoy Isabel's letter.</span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">- Alex</span></div>
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<a href="https://2.bp.blogspot.com/-uQ9938iPoJo/WEsxen2r8rI/AAAAAAAABVY/3YegO9OhtDkRldY4WcXzvLxcF55z3elUQCLcB/s1600/breadmaking.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><img border="0" height="166" src="https://2.bp.blogspot.com/-uQ9938iPoJo/WEsxen2r8rI/AAAAAAAABVY/3YegO9OhtDkRldY4WcXzvLxcF55z3elUQCLcB/s400/breadmaking.png" width="400" /></span></a></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Hola, PHPG
Supporter!</span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">My name is Isabel Tuck, and I am the Executive Director of
PHPG. 100% of the work that I do for PHPG is as a volunteer. <b>In fact, all of the work of our entire stateside
team (which includes you) – volunteers, board members, donors, and advocates –
is done completely from the kindness of the heart so that all of the funds can
go directly to the projects</b>. <o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">We do it because we believe in PHPG’s mission to eliminate extreme
poverty through 0% interest microloans. More specifically, PHPG provides
clients with the tools they need to raise themselves out of poverty. We do not rely
on a model of handouts, and <b>over 95% of
the people that borrow from us return the funds</b>. <o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">To understand on a personal level how you’ve helped our
clients, please read the story below about one of our most successful loan
recipients, named Maria de la Concepcion.<o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Maria, her husband <b>– </b>Orlando
<b>–</b> and their three children <b>– </b>Juby, Orlando, and Antonio <b>– </b>live in the small village of <i>Soledad de Cruz</i>, near Matagalpa in Northern
Nicaragua. Maria is on her third loan with PHPG. She received her first loan
back in 2013 through a collaboration project between PHPG and EOS, an organization
specializing in environmental technology and innovation. With a loan from us,
Maria’s family purchased an energy-efficient EOS barrel oven, which bakes
faster, uses 80% less wood, and produces far fewer toxins. <o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">With her new oven, Maria bakes various <i>cosas de horno</i>, which translates to “things from the oven.” Maria’s
<i>cosas de horno </i>are extraordinary, and
the members of her community agree, as we came to find out through her
successful sales. <o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">With her second, slightly larger loan, Maria bought more
pans and bulk ingredients to improve her baking business. <o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Now with her third loan, she has invested in bulk wood for
baking and has hired an individual to help her sell her <i>cosas de horno </i>on the buses that run between the capital and Matagalpa.
Thanks to a few loans – ranging from only $125 to $400 – Maria has risen as a
leader in her community and proved to be a model borrower.<o:p></o:p></span></div>
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<b><span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">You are the reason
that folks like Maria are able to raise their families out of poverty. Without
your support, Maria and others like her would never see their business ideas
come alive. Your loans help provide financial stability for entire families
that used to have to decide between fixing a leaky roof during rainy season and
providing quality food for their family.<o:p></o:p></span></b></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">A contribution of as $125 provides an individual with the
opportunity to start or expand a small business and work towards securing financial
stability. PHPG has the goal of raising $13,000 this holiday season. Achieving
this goal would allow for over 100 motivated entrepreneurs to start the tough
journey out of extreme poverty.<o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><b>To make a donation
to our organization and help clients like Maria achieve their greatest goals,
you can go to </b><a href="http://phpgmicrolending.org/donate"><b>http://phpgmicrolending.org/donate</b></a><b>.
PHPG is a registered 501(c)(3) non-profit organization so all contributions are
tax-deductible.</b><b><o:p></o:p></b></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Please realize that ANY amount that you can give is greatly
appreciated and contributes to the overall goal. As a supporter of PHPG, no
matter how you contribute, whether it is time, money, encouragement, or
advocacy, it lets us know that you believe in the potential of the Marias of
the world.<o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">I want to personally thank you for supporting PHPG. It’s
always a pleasure to be able to share the joys and successes that you have
created in folks like Maria.<o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">To a world free of extreme poverty!<o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Isabel Tuck<o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">Executive Director, PHPG <o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;"><a href="mailto:isabel@phpgmicrolending.org">isabel@phpgmicrolending.org</a><o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">(802) 318-4488 <o:p></o:p></span></div>
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<span style="font-family: Helvetica Neue, Arial, Helvetica, sans-serif;">P.S. – There are many opportunities to hear about how your
dollars and hours are impacting the folks of Central America. You can <a href="http://fb.com/microlending">like
us on Facebook</a>
or reply to this email, and we’ll add you to our newsletter email list.</span><o:p></o:p></div>
Alex Tuck, PHPGhttp://www.blogger.com/profile/11849934400969403655noreply@blogger.com1tag:blogger.com,1999:blog-8343342416291726940.post-25871485058260803962016-11-29T07:13:00.000-05:002016-11-29T07:34:52.645-05:00Ways to Give to PHPG on #GivingTuesday<a href="http://3.bp.blogspot.com/-7-vG0Ofy-lk/WD1wPuapyFI/AAAAAAAABUo/nO9PJe0443QzcFzOBlJDUc7BqeAP4i0VQCK4B/s1600/20160422_145227.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img alt="" border="0" height="400" src="https://3.bp.blogspot.com/-7-vG0Ofy-lk/WD1wPuapyFI/AAAAAAAABUo/nO9PJe0443QzcFzOBlJDUc7BqeAP4i0VQCK4B/s400/20160422_145227.jpg" title="A shoe-making company PHPG funded in Pantenal, Nicaragua" width="225" /></a><span style="font-family: "trebuchet ms" , sans-serif;">Below are some ways that you can get involved this #GivingTuesday. Many groups like the Gates Foundation are generously contributing matches to organizations like PHPG, so your impact can be doubled!</span><br />
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<b><span style="font-family: "trebuchet ms" , sans-serif;"><u>Donation Matches</u></span></b><br />
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<li><span style="font-family: "trebuchet ms" , sans-serif;">Donate to <a href="https://www.facebook.com/donate/10100153023032848/" target="_blank">my fundraiser on Facebook</a> & double your donation</span></li>
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<li><span style="font-family: "trebuchet ms" , sans-serif;">Facebook is waiving fees and the Gates Foundation is matching the first $500k in donations to non-profits!</span></li>
<li><span style="font-family: "trebuchet ms" , sans-serif;"><b>That means all donations are doubled!</b></span></li>
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<li><span style="font-family: "trebuchet ms" , sans-serif;">Set up your own Fundraiser for PHPG on Facebook</span></li>
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<li><span style="font-family: "trebuchet ms" , sans-serif;">Go to <a href="https://www.facebook.com/fundraisers" target="_blank">https://www.facebook.com/fundraisers</a>.</span></li>
<li><span style="font-family: "trebuchet ms" , sans-serif;">Click "+ Create a Fundraiser," and search Nonprofits for "People Helping People Global Inc."</span></li>
<li><span style="font-family: "trebuchet ms" , sans-serif;">Like my Fundraiser above, all donations to your Fundraiser will be matched by the Gates Foundation. Feel free to copy my info or use any pictures from our Facebook site.</span></li>
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<li><span style="font-family: "trebuchet ms" , sans-serif;">Check to see if your company matches your dollars or volunteer hours</span></li>
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<li><span style="font-family: "trebuchet ms" , sans-serif;"><b>You'd be surprised. Most companies have a donation matching plan.</b></span></li>
<li><span style="font-family: "trebuchet ms" , sans-serif;">The site has all of the links, forms, and instructions you need to double your impact: <a href="https://doublethedonation.com/giving-tuesday/" target="_blank">https://doublethedonation.com/giving-tuesday/</a>.</span></li>
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<b><span style="font-family: "trebuchet ms" , sans-serif;"><u>Don't Have Cash to Donate Right Now? Other Ways You Can Help</u></span></b></div>
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<li><span style="font-family: "trebuchet ms" , sans-serif;">Support PHPG through the Amazon Smile program</span></li>
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<li><span style="font-family: "trebuchet ms" , sans-serif;">Follow this link and choose "People Helping People Global, Inc" as your favorite charity</span></li>
<li><span style="font-family: "trebuchet ms" , sans-serif;"><b>Amazon will donate 0.5% of every purchase: <span style="color: #333333;"><a href="https://smile.amazon.com/gp/r.html?C=Z40AEGODG8TP&R=3O1N9JTCAPTKN&T=C&U=http%3A%2F%2Fsmile.amazon.com%2Fch%2F26-4624885%3Fref_%3Dpe_732550_214582480&A=ZMJBAY7S4ELYIIGNT14EO5KSTYSA&H=0ZN1IUID9DRKZNWPYYEVOBO4KAOA&ref_=pe_732550_214582480" target="_blank">http://smile.amazon.com/ch/26-4624885</a>.</span></b></span></li>
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<li><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #333333;">Join GoodWorld through this link</span></span></li>
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<li><b><span style="font-family: "trebuchet ms" , sans-serif;"><span style="color: #333333;">Get $10 free dollars to donate to PHPG: </span></span><span style="color: #333333; font-family: "trebuchet ms" , sans-serif;"><a href="https://gdw.io/d0263e" target="_blank">https://gdw.io/d0263e</a>. </span></b></li>
<li><span style="color: #333333; font-family: "trebuchet ms" , sans-serif;">It took less than 5 minutes to set up.</span></li>
<li><span style="color: #333333; font-family: "trebuchet ms" , sans-serif;">**Note: You will be asked to add credit card information, but you do not need to contribute any of your own funds for PHPG to receive this $10 donation.</span></li>
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<u><b style="font-family: "trebuchet ms", sans-serif;">You Can Always Just Donate the Normal Ways</b></u><br />
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<li><span style="font-family: "trebuchet ms" , sans-serif;">Our goal is to raise $13,000 this holiday season which will fund over 100 new loans.</span></li>
<li><span style="font-family: "trebuchet ms" , sans-serif;">You can donate at <a href="http://phpgmicrolending.org/donate" target="_blank">http://phpgmicrolending.org/donate</a>.</span></li>
<li><span style="font-family: "trebuchet ms" , sans-serif;">If you prefer to send a check, you can make that out to "PHPG" or "People Helping People Global" and mail it to 89 Evergreen Rd., Fairfax, VT 05404.</span></li>
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Alex Tuck, PHPGhttp://www.blogger.com/profile/11849934400969403655noreply@blogger.com1tag:blogger.com,1999:blog-8343342416291726940.post-33993918680418788462016-08-03T15:35:00.000-04:002016-08-03T15:35:56.706-04:00June and July in Matagalpa <!--[if gte mso 9]><xml>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="header"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footer"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index heading"/>
<w:LsdException Locked="false" Priority="35" SemiHidden="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of figures"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope return"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="line number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
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<span style="mso-ansi-language: EN-US;">It looks like we didn't work a
lot last two months but on the contrary we were so busy going through
evaluation process with various new groups and distributing new loans in
Matagalpa that it didn’t give us any time to write a nice post. Sorry about
that! </span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<br /></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span style="mso-ansi-language: EN-US;">There is a small sample of clients that received new loans in Matagalpa’s
area in June and July 2016:</span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<br /></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://4.bp.blogspot.com/-HhOStMzv1oU/V6I-VxM0M3I/AAAAAAAAKBs/_9WFZcWjwXkxG2MdM99TPH1Dxf4APydpgCK4B/s1600/20160609_083521.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://4.bp.blogspot.com/-HhOStMzv1oU/V6I-VxM0M3I/AAAAAAAAKBs/_9WFZcWjwXkxG2MdM99TPH1Dxf4APydpgCK4B/s400/20160609_083521.jpg" width="300" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Deybi Gonzalez</td></tr>
</tbody></table>
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<br /></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<br /></div>
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<span style="mso-ansi-language: EN-US;">Deybi Gonzalez, 24-year-old, from Soledad de la
Cruz, is currently on maternity leave with her baby girl of 10 months but in
her free time she sells jewelry to help her husband, a construction worker, to
support their small family. Deybi is a leader of the group “Mujeres
Emprendedoras y Virtuosas” that consists of other four women (who sell
cosmetics, jewelry, secondhand clothes and tortillas) from Soledad de la Cruz.</span></div>
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<br /></div>
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<tr><td class="tr-caption" style="text-align: center;">Maria de los Angeles Ocampo</td></tr>
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<span style="mso-ansi-language: EN-US;">Maria de los Angeles Ocampo, 47-year-old, from
Matagalpa, is a shoe maker. She helps her husband who has been making shoes
for Matagalpa’s shoe stores all his life. Maria is a member of the group
“Bendicion de Dios” together with other three women (one of them is a
dressmaker, other has a small grocery store and the last one sells milk
products).<span style="mso-spacerun: yes;"> </span></span></div>
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<tr><td style="text-align: center;"><a href="http://3.bp.blogspot.com/-XRWFKJaScTg/V6I_0vOUIJI/AAAAAAAAKCA/Pm6-jOCXqSU_z_2GGQ4ukExbPBCCeDA7QCK4B/s1600/20160623_142537.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://3.bp.blogspot.com/-XRWFKJaScTg/V6I_0vOUIJI/AAAAAAAAKCA/Pm6-jOCXqSU_z_2GGQ4ukExbPBCCeDA7QCK4B/s400/20160623_142537.jpg" width="300" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Teresa del Carmen Cruz</td></tr>
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<span style="mso-ansi-language: EN-US;">Teresa del Carmen Cruz, 32-year-old, from
Matagalpa, is the leader of another new group we have in Matagalpa “Las
Emprendedoras”. She has a particularly interesting project. With help of her
father she planted small plot of beans. After the harvest she will sell the
beans so this way she can get some extra money for her family two times per year.</span></div>
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<tr><td style="text-align: center;"><a href="http://1.bp.blogspot.com/-p6a7oqsQb5M/V6JAaaLfM4I/AAAAAAAAKCM/b_LRXzKcHK0-HxY8efwqemZaokJOJ460QCK4B/s1600/20160713_105604.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="300" src="https://1.bp.blogspot.com/-p6a7oqsQb5M/V6JAaaLfM4I/AAAAAAAAKCM/b_LRXzKcHK0-HxY8efwqemZaokJOJ460QCK4B/s400/20160713_105604.jpg" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Adaly Jarquin</td></tr>
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<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span style="mso-ansi-language: EN-US;">Adaly Jarquin, 48-year-old, from Matagalpa,
sells fruits close to Matagalpa’s central park. Adaly is the leader of group “Mi refugio” which unites street vendors of jewelry, lottery, fruits and
vegetables and clothes. </span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
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<tr><td style="text-align: center;"><a href="http://4.bp.blogspot.com/-MiyDV-mMmyE/V6JA5pyNFbI/AAAAAAAAKCY/W7DGr7uFNXY5ySrrHcMhVdKZNxnpMNcYQCK4B/s1600/20160713_121258.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://4.bp.blogspot.com/-MiyDV-mMmyE/V6JA5pyNFbI/AAAAAAAAKCY/W7DGr7uFNXY5ySrrHcMhVdKZNxnpMNcYQCK4B/s400/20160713_121258.jpg" width="300" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Erlyn Castro</td></tr>
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<span style="mso-ansi-language: EN-US;">Erlyn Castro, 29-year-old, from Matagalpa,
repairs cellphones. He is a member of our first male-group “Elite”. As the
majority of microlending organizations we have more women as clients than men.
The theory says that microlending works better with women but since these men
demonstrated us that they are very hard working we decided to make an exception
and give them a chance to show us that they also deserve our support. </span></div>
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<br /></div>
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<tr><td style="text-align: center;"><a href="http://4.bp.blogspot.com/-ylTSCQ1I9CY/V6JBdMj_azI/AAAAAAAAKCk/Vm00iFfdSlUT3xwj4esMLPby_64DE43FgCK4B/s1600/20160717_112637.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://4.bp.blogspot.com/-ylTSCQ1I9CY/V6JBdMj_azI/AAAAAAAAKCk/Vm00iFfdSlUT3xwj4esMLPby_64DE43FgCK4B/s400/20160717_112637.jpg" width="300" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Janiel Rivera</td></tr>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 6"/>
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<span style="mso-ansi-language: EN-US;">Janiel Rivera, 25-year-old, from Sebaco, sells
refreshments. She is a member of our first group in Sebaco “En Dios Confiamos”
together with other three ladies who sell clothes, raspado or street food.</span></div>
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<tr><td class="tr-caption" style="text-align: center;">Eveling Escoto</td></tr>
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<span style="mso-ansi-language: EN-US;">Eveling Escoto, 26-year-old, from Sebaco, is
part of our second group in Sebaco called “Dios con Nosotros”. We helped her to
start her own business with secondhand clothes. She has a support of other two
group members who have years of experience selling clothes in Sebaco.</span></div>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
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<span style="mso-ansi-language: EN-US;">Altogether since the last post we have
distributed loans to 7 new groups, 29 new clients!!! It was a lot of work but also
a lot of fun as you can see below </span><span style="font-family: Wingdings; mso-ansi-language: EN-US; mso-ascii-font-family: "Times New Roman"; mso-char-type: symbol; mso-hansi-font-family: "Times New Roman"; mso-symbol-font-family: Wingdings;"><span style="mso-char-type: symbol; mso-symbol-font-family: Wingdings;">:)</span></span></div>
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<tr><td style="text-align: center;"><a href="https://2.bp.blogspot.com/-yTr3_1lwFwI/V6JCoD7LyAI/AAAAAAAAKC0/pZm98koXkMAkbIS0ycdQE0VH6UOHZZzZwCLcB/s1600/martha%2By%2BMareling.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://2.bp.blogspot.com/-yTr3_1lwFwI/V6JCoD7LyAI/AAAAAAAAKC0/pZm98koXkMAkbIS0ycdQE0VH6UOHZZzZwCLcB/s400/martha%2By%2BMareling.jpg" width="225" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Martha and Mareling</td></tr>
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<tr><td style="text-align: center;"><a href="http://3.bp.blogspot.com/-lO6A2wNszE4/V6JEL1uTRfI/AAAAAAAAKDc/J91ODz9h-z0NqnECxhIsujeWC_lFwvcbgCK4B/s1600/20160623_133235.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://3.bp.blogspot.com/-lO6A2wNszE4/V6JEL1uTRfI/AAAAAAAAKDc/J91ODz9h-z0NqnECxhIsujeWC_lFwvcbgCK4B/s400/20160623_133235.jpg" width="300" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Interviewing new clients</td></tr>
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<br />
<br />
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<tr><td style="text-align: center;"><a href="https://1.bp.blogspot.com/-G2nrhnDR2es/V6JCopE-TgI/AAAAAAAAKC8/uqLEkH9ShfEgod0dSizUHXPLI1Zr70VDwCLcB/s1600/mojandose%2Ben%2Bmatagalpa.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="225" src="https://1.bp.blogspot.com/-G2nrhnDR2es/V6JCopE-TgI/AAAAAAAAKC8/uqLEkH9ShfEgod0dSizUHXPLI1Zr70VDwCLcB/s400/mojandose%2Ben%2Bmatagalpa.jpg" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Raining again...</td></tr>
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<br />
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<tr><td class="tr-caption" style="text-align: center;">Climbing Matagalpa's hills</td></tr>
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<br />
<br />
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<tr><td class="tr-caption" style="text-align: center;">Climbing again...</td></tr>
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<tr><td class="tr-caption" style="text-align: center;">and again...</td></tr>
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<tr><td class="tr-caption" style="text-align: center;">Finally not walking for a while...</td></tr>
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<tr><td class="tr-caption" style="text-align: center;">Some paper work...</td></tr>
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<tr><td class="tr-caption" style="text-align: center;">...and explaining</td></tr>
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Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com1tag:blogger.com,1999:blog-8343342416291726940.post-1482275775356062852016-06-05T19:30:00.001-04:002016-06-05T19:30:23.154-04:00Raining Season<!--[if gte mso 9]><xml>
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<br />
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span style="mso-ansi-language: EN-US;">Raining season has started in Nicaragua. It
does not affect Granada that much, but in Matagalpa PHPG’s team suffers.
Sometimes interviewing new loan candidates is a hard work, especially when the
storm comes when you don’t expect it and you get stuck in your client’s house
for three hours waiting for the rain to stop, but it never does!!! Fortunately,
Nicas are the best hosts ever and when you get stuck in a place full of food,
in the end you can quiet enjoy it.</span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<br /></div>
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<tr><td style="text-align: center;"><a href="https://3.bp.blogspot.com/-_O8CrtS131Y/V1S0HyocG5I/AAAAAAAAIA4/5lm0ATVSscQjZA1KXsY1Fhl6OSGMZ-SuACLcB/s1600/13349108_250525681992306_1447280608_n.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://3.bp.blogspot.com/-_O8CrtS131Y/V1S0HyocG5I/AAAAAAAAIA4/5lm0ATVSscQjZA1KXsY1Fhl6OSGMZ-SuACLcB/s400/13349108_250525681992306_1447280608_n.jpg" width="225" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Petra interviewing new loan candidates in Matagalpa</td></tr>
</tbody></table>
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://3.bp.blogspot.com/-7uy0Uvev8eI/V1S0IIlBBVI/AAAAAAAAIBE/PDzDFzBetRcoENCefPpa0TmzRSxvm9AAACLcB/s1600/13393509_250525735325634_1198200251_n.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="225" src="https://3.bp.blogspot.com/-7uy0Uvev8eI/V1S0IIlBBVI/AAAAAAAAIBE/PDzDFzBetRcoENCefPpa0TmzRSxvm9AAACLcB/s400/13393509_250525735325634_1198200251_n.jpg" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">PHPG's team in Matagalpa</td></tr>
</tbody></table>
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://1.bp.blogspot.com/-kZMThRDl7Lo/V1S0IXjnINI/AAAAAAAAIBA/tOiW7p4AwB0mzre4sjahTrfqOlD_OUCWgCLcB/s1600/13401189_250527645325443_57200985_n.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://1.bp.blogspot.com/-kZMThRDl7Lo/V1S0IXjnINI/AAAAAAAAIBA/tOiW7p4AwB0mzre4sjahTrfqOlD_OUCWgCLcB/s400/13401189_250527645325443_57200985_n.jpg" width="225" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">New loan candidate, Martha, at her mini grocery store</td></tr>
</tbody></table>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<br /></div>
Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com1tag:blogger.com,1999:blog-8343342416291726940.post-37926478388174744602016-05-27T17:42:00.000-04:002016-05-27T17:48:13.037-04:00PHPG’s Reunion in Granada<!--[if gte mso 9]><xml>
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<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span style="mso-ansi-language: EN-US;">This Monday and Tuesday two PHPGs’ teams
reunited in Granada to share their experiences. Accompanying Juan Carlos and
Enmanuel during their regular collections in El Pantanal and San Juan de
Oriente, Matagalpa’s team could get to know a little bit about Granada’s work.
Although PHPG’s program and its objective are the same in both places, clients
and their projects are different and so are the difficulties both our teams daily
have to face. Apart from the differences between Granada and Matagalpa, in the
end some of these challenges are very similar and it’s good to know how other
team handles them. So nice to have the opportunity to get together and talk. Hope
we will see JC and Enmanuel in Matagalpa soon.</span></div>
<br />
<div style="text-align: justify;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
</div>
<br />
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<tr><td style="text-align: center;"><a href="https://1.bp.blogspot.com/-rngtbfSc7w8/V0i9eF_5hpI/AAAAAAAAH80/3ANqeLMB-wAtLPXRfQW7kqbd6sYNOFUtwCLcB/s1600/13254349_1706759919589383_7759340965424040008_n.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://1.bp.blogspot.com/-rngtbfSc7w8/V0i9eF_5hpI/AAAAAAAAH80/3ANqeLMB-wAtLPXRfQW7kqbd6sYNOFUtwCLcB/s400/13254349_1706759919589383_7759340965424040008_n.jpg" width="300" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: "times" , "times new roman" , serif;"><span style="font-family: "calibri" , sans-serif; font-size: x-small;"><span style="font-size: x-small;">Juan Carlos, Petra and Enmanuel (San Juan de Oriente)</span></span></span></td></tr>
</tbody></table>
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://4.bp.blogspot.com/-G0vm8gOdvxg/V0i9eM2kepI/AAAAAAAAH8w/wQJAkFItFzkixnJpGe5IGCnSLEl3LquwACLcB/s1600/13282147_493994244140471_604136275_n.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://4.bp.blogspot.com/-G0vm8gOdvxg/V0i9eM2kepI/AAAAAAAAH8w/wQJAkFItFzkixnJpGe5IGCnSLEl3LquwACLcB/s400/13282147_493994244140471_604136275_n.jpg" width="300" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: x-small;">Petra, Juan Carlos and Martha (San Juan de Oriente)</span></span></td></tr>
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<div style="text-align: justify;">
<br /></div>
Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-38745504197326264762016-05-17T20:44:00.000-04:002016-05-17T20:44:56.394-04:00Second Loan for “En Dios Confiamos” Group in Matagalpa<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US">Last October we enriched our list of
clients in Matagalpa by the group called “En Dios Confiamos”. By that time the
group leader Mandiel was starting her first business. We were a little bit preoccupied
about her lack of experiences, but not even eight months later we are
happy to see all group members cancelling their first loans in advance
and Mandiel expanding her business by Masaya´s shoes that she is now going to
sell apart from the clothes. We are proud of each and every one of the ladies from
this group and the great job they have done in the last eight months. As a proof, everybody from PHPH´s team bought some new fashion pieces from other group member,
Valentina, who is a fantastic dress-maker.</span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<br /><span lang="EN-US"></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://4.bp.blogspot.com/-lJbByICA2aM/Vzu4_ZzravI/AAAAAAAAHx0/78eGLKNbLkId0e5Fo4ZQnmIn-_jup8M3QCLcB/s1600/20160512_105249.jpg" imageanchor="1"><img border="0" height="270" src="https://4.bp.blogspot.com/-lJbByICA2aM/Vzu4_ZzravI/AAAAAAAAHx0/78eGLKNbLkId0e5Fo4ZQnmIn-_jup8M3QCLcB/s400/20160512_105249.jpg" width="400" /></a></div>
<o:p></o:p>Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-18365411445220436402016-05-02T16:56:00.000-04:002016-05-02T16:56:56.576-04:00Bread-making in Soledad de la Cruz<!--[if gte mso 9]><xml>
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="35" SemiHidden="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="1" SemiHidden="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
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<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
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<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
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<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
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<w:LsdException Locked="false" Priority="19" QFormat="true"
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<w:LsdException Locked="false" Priority="31" QFormat="true"
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<w:LsdException Locked="false" Priority="32" QFormat="true"
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<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
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<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
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<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
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<w:LsdException Locked="false" Priority="52"
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<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
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<br />
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span style="mso-ansi-language: EN-US;">The end of April in Soledad de la Cruz was special
not only because we distributed new loans to our two groups there but also
because we had a visit from U.S. – PHPG’s directors Isabel and Alex with a
future-director-to-be Elsie. To show them their gratitude our clients prepared
a bread-making activity for Isabel and Alex. Now we all could survive in
Nicaragua knowing how to make our own Nica-style pastry!!!</span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<br /></div>
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<span style="mso-ansi-language: EN-US;"></span></div>
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Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com1tag:blogger.com,1999:blog-8343342416291726940.post-2372820851429157682016-04-12T15:49:00.001-04:002016-04-12T15:49:49.577-04:00Thank You Note<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US">While I was reviewing applications for new loans in Soledad de la Cruz, I found
this cute thank you note addressed to whole team of PHPG. It just made my day!!!</span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<br /><span lang="EN-US"></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://4.bp.blogspot.com/-gkjtIuuYNNo/Vw1Pi64Cv_I/AAAAAAAAHlI/7Wt2XqA6NF0Ne2VdVTrKmKqbMXthTRsFwCLcB/s1600/thank%2Byou%2Bnote.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="191" src="https://4.bp.blogspot.com/-gkjtIuuYNNo/Vw1Pi64Cv_I/AAAAAAAAHlI/7Wt2XqA6NF0Ne2VdVTrKmKqbMXthTRsFwCLcB/s400/thank%2Byou%2Bnote.jpg" width="400" /></a></div>
<o:p></o:p>Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com1tag:blogger.com,1999:blog-8343342416291726940.post-60053974768465926382016-04-04T17:22:00.000-04:002016-04-04T17:22:56.592-04:00Soledad de la Cruz<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US">Last Saturday we visited our clients
in Soledad de la Cruz, small rural community located on the highway between San
Isidro and Leon around 30 miles from Matagalpa (10 miles from hydroelectric
power station Carlos Fonseca). This neighborhood is growing incredibly fast
which is not surprising considering that a new big house here costs between
$3.000 and $5.000. Every time we come to Soledad de la Cruz (once a month)
there are a couple of new houses which weren’t there last time. In this
community we count with 2 groups, 9 clients in total all of them women who sell
secondhand clothes, Avon cosmetics, and mobile phone’s refills, make pastry or
sew dresses among other. This time we visited group leaders who handed us in
last payments and we gave them application forms for new loans in return. Most
of clients reach for their second or third loan from People Helping People
Global in amount of $180 or $250.<o:p></o:p></span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://4.bp.blogspot.com/-Sih_TruT28s/VwLaS3HqScI/AAAAAAAAHUI/1eiFfwWd6PIruMbYl-LwVThSZw-AVcDHA/s1600/Soledad%2Bde%2Bla%2BCruz.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="640" src="https://4.bp.blogspot.com/-Sih_TruT28s/VwLaS3HqScI/AAAAAAAAHUI/1eiFfwWd6PIruMbYl-LwVThSZw-AVcDHA/s640/Soledad%2Bde%2Bla%2BCruz.jpg" width="384" /></a></div>
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Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-21263626894964553732016-03-24T20:24:00.000-04:002016-03-24T22:01:02.776-04:00Our Clients in El Tule, Matagalpa<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US">Sometimes, not so far away from a
very center of Matagalpa, you wonder if you are still in town or you mysteriously
appeared in a small village. Our clients Alejandra, Herlinda,
Juana Josefa and Juana del Socorro from the group “El Regalo de lo Alto” live
in a neighborhood full of goats, pigs and hens – all so cute!!!<o:p></o:p></span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US"><br /></span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://3.bp.blogspot.com/-kxhjETdRivA/VvSCqd3usmI/AAAAAAAAHNs/gIcduIGmjnIs4XdUFjSL72asVZciofR2g/s1600/Imagen%2B1.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="https://3.bp.blogspot.com/-kxhjETdRivA/VvSCqd3usmI/AAAAAAAAHNs/gIcduIGmjnIs4XdUFjSL72asVZciofR2g/s400/Imagen%2B1.jpg" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US"><span style="font-size: small;">Juana Josefa passing by Alejandra´s grocery
store on her way to sell tortillas</span><o:p></o:p></span></div>
</td></tr>
</tbody></table>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US"><br /></span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://4.bp.blogspot.com/-sj3b2OYt_r4/VvSCx1yLrVI/AAAAAAAAHN0/49WGggAxMzIEZM6kMOtRXtjxqZf2HctlQ/s1600/Imagen%2B3.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="400" src="https://4.bp.blogspot.com/-sj3b2OYt_r4/VvSCx1yLrVI/AAAAAAAAHN0/49WGggAxMzIEZM6kMOtRXtjxqZf2HctlQ/s400/Imagen%2B3.jpg" width="240" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><div style="background: white; line-height: 150%; margin-top: 0in; text-align: center;">
<span style="font-size: small;">Alejandra is also working… </span><o:p></o:p></div>
</td></tr>
</tbody></table>
<br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://3.bp.blogspot.com/-y8ZktLKEtnY/VvSCr5MR0cI/AAAAAAAAHNw/6GsSibk8qfcL6WS5MBXG5q6TQmQYwVxFg/s1600/Imagen%2B2.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="https://3.bp.blogspot.com/-y8ZktLKEtnY/VvSCr5MR0cI/AAAAAAAAHNw/6GsSibk8qfcL6WS5MBXG5q6TQmQYwVxFg/s400/Imagen%2B2.jpg" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><div style="background: white; line-height: 150%; margin-top: 0in; text-align: center;">
<span lang="EN-US"><span style="font-size: small;">Little ZOO in El Tule</span><o:p></o:p></span></div>
</td></tr>
</tbody></table>
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Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-63286542162233413232016-03-12T22:03:00.000-05:002016-03-12T22:03:19.547-05:00Visit from University of Hradec Kralove (Czech Republic) and UNAN-Leon (Nicaragua)<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US">Last weekend of February we had a
pleasure to receive a couple of Czech students with two of their professors. Kristina
and Matej are students of Latin American Studies from University of Hradec
Kralove. They are currently in Nicaragua on their exchange study program at
UNAN-León. They have already been here one and half month but most of their
time they spend at University Residence for International Students or visiting Nicaraguan
most popular tourist places with their foreign friends. That is why they
wanted to see “real” Nicaragua. We took them to meet PHPG´s clients in Granada
and San Juan de Oriente and showed them little bit of our work. Look how they
enjoyed it!</span></div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US"><br /></span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://2.bp.blogspot.com/-xbVmMz6LN1E/VuTQBPWzVMI/AAAAAAAAHLQ/LTyrZhBc0awy6bTvSRTornHVUtM758SHg/s1600/Imagen3.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="300" src="https://2.bp.blogspot.com/-xbVmMz6LN1E/VuTQBPWzVMI/AAAAAAAAHLQ/LTyrZhBc0awy6bTvSRTornHVUtM758SHg/s400/Imagen3.JPG" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Petra and Juan Carlos during their weekly collections with Czech/Nicaraguan visitors in Pantanal</td></tr>
</tbody></table>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://3.bp.blogspot.com/-ZQTLq8u0zIs/VuTUJd1INsI/AAAAAAAAHL0/0xnbTzNmayQljhWTKb28eF0LPPz6LjnYw/s1600/12782151_10206990266568011_516519205_n.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="225" src="https://3.bp.blogspot.com/-ZQTLq8u0zIs/VuTUJd1INsI/AAAAAAAAHL0/0xnbTzNmayQljhWTKb28eF0LPPz6LjnYw/s400/12782151_10206990266568011_516519205_n.jpg" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Visiting our clients in San Juan de Oriente</td></tr>
</tbody></table>
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<tr><td style="text-align: center;"><a href="https://4.bp.blogspot.com/-3cLJyr8_2L4/VuTSmUc2xFI/AAAAAAAAHLo/AoaVO8LirdEePOb0xKHx4hRJngWoiooPg/s1600/20160227_100109.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="640" src="https://4.bp.blogspot.com/-3cLJyr8_2L4/VuTSmUc2xFI/AAAAAAAAHLo/AoaVO8LirdEePOb0xKHx4hRJngWoiooPg/s640/20160227_100109.jpg" width="384" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: x-small;">Explaining pottery production process (San Juan de Oriente)</span></td></tr>
</tbody></table>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://4.bp.blogspot.com/-iGyk9OsiGxI/VuTQRinku1I/AAAAAAAAHLk/vuCJ1xLZB18f0l5f52JeJRGFgu6ChvPuw/s1600/Imagen1.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="170" src="https://4.bp.blogspot.com/-iGyk9OsiGxI/VuTQRinku1I/AAAAAAAAHLk/vuCJ1xLZB18f0l5f52JeJRGFgu6ChvPuw/s400/Imagen1.png" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Some more paper work in San Juan de Oriente</td></tr>
</tbody></table>
</div>
Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-67168406752571020592016-02-24T14:08:00.000-05:002016-02-24T14:08:06.183-05:00Presenting our new clients in Matagalpa<div style="text-align: justify;">
<span style="background-color: white; line-height: 150%;">Last week we enlarged our list of
clients in Matagalpa by a new group of four ladies. They call themselves “Omega”
and their story describes well a hard reality of living in Nicaragua. Andrea,
Ethel, Belkis and Dori all work at a local
university, Unival, and have been sharing the same office for almost five years.
Unfortunately even though they all have a steady job, their salaries are so low,
that they have to look for other source of income outside the university in
their free time. </span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://1.bp.blogspot.com/-FoiAfmYC3xg/Vs37jrT2x_I/AAAAAAAAHBg/Qh6gzHBIgFw/s1600/imagen4.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="https://1.bp.blogspot.com/-FoiAfmYC3xg/Vs37jrT2x_I/AAAAAAAAHBg/Qh6gzHBIgFw/s400/imagen4.jpg" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Andrea, Ethel, Belkis and Dori from "Omega"</td></tr>
</tbody></table>
<div style="text-align: justify;">
<span lang="EN-US" style="font-family: Calibri, sans-serif; line-height: 115%;"></span></div>
<div align="center" style="background: white; line-height: 150%; margin-top: 0in; text-align: center;">
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<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
</div>
<div style="background: white; line-height: 150%; margin-top: 0in; text-align: justify;">
<span lang="EN-US">Apart from working as administrative
assistants Andrea, Belkis and Dori sell cosmetics to their relatives, friends
and neighbors and Ethel opened a beauty salon business in her house where she
works in the afternoons and Sundays as a hair stylist, make-up artist and manicurist
at once. <o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-36241637143854667042016-02-19T10:58:00.000-05:002016-02-19T11:02:22.744-05:00Do you like “raspado”?<div style="text-align: justify;">
<span lang="EN-US" style="line-height: 115%;"><span style="font-family: "times" , "times new roman" , serif;">Raspado/Shaved
ice is a dessert that got its name from the Spanish word “raspar” which means
“to scrape”. In Nicaragua it is sold by
street vendors who move around the city with their carts carrying a block of
ice. They use an iron brush to scrape the ice and then they add flavored syrup
preferred by a client – for example sweetened condensed milk. I know it is
still winter in U.S. but here in Nicaragua we are dealing with incredibly warm
weather. Raspado is the most refreshing thing you can get in Nicaragua that
makes the heat little bit more bearable so let’s visit one of our clients who
sells raspado!</span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="line-height: 115%;"><span style="font-family: "times" , "times new roman" , serif;"><br /></span></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-2ObC1_6AbAA/Vsc6sk4XQ0I/AAAAAAAAHAc/PKOMhhru7Is/s1600/Imagen3.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://1.bp.blogspot.com/-2ObC1_6AbAA/Vsc6sk4XQ0I/AAAAAAAAHAc/PKOMhhru7Is/s320/Imagen3.png" width="288" /></a></div>
<div style="text-align: justify;">
<span lang="EN-US" style="line-height: 115%;"><span style="font-family: "times" , "times new roman" , serif;"><br /></span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="line-height: 115%;"><span style="font-family: "times" , "times new roman" , serif;">Lesbia
Guadalupe Rivas Morales, age 52, lives in Pantanal, Granada. She was one of
PHPG´s first clients. She recently cancelled her third loan and is going throw
an application process to get a new one. She wants to use the money to get her cart
painted again because it starts to look old.
She herself can’t go to sell raspado, but she sends her adult kids.
Selling raspado is their only family income. They have to keep walking with their
cart around Granada whole day because Lesbia doesn’t have money to pay a fee
for staying at one place - for example at the center of Granada where she could
possibly sell more. Although Lesbia admits it is very hard to make enough money
to support her whole family, she is at the same time grateful for being part of
PHPG´s microlending program. She says that it has been a great help and without
it she can’t even imagine her life.</span></span></div>
Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-86497851810366355212016-01-31T15:27:00.001-05:002016-01-31T15:27:20.593-05:00Sunday morning – time to play soccer in Pantanal!!!<div style="background: white; line-height: 18pt; margin-top: 0in; text-align: center;">
<span style="font-family: proxima-nova, serif; font-size: 11.5pt; line-height: 18pt;">Pantanal vs Granada’s downtown – final score 1:1</span></div>
<br />
<div style="background: white; line-height: 18pt; margin-top: 0in; text-align: center;">
<span lang="EN-US" style="font-family: "proxima-nova","serif"; font-size: 11.5pt; mso-ansi-language: EN-US;">Can you identify PHPG’s representative?<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="http://2.bp.blogspot.com/-e4Vsw8MsP-o/Vq5s57h8lYI/AAAAAAAAGq0/ujUrT6xkNas/s1600/IMG-20160131-WA0014.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="238" src="http://2.bp.blogspot.com/-e4Vsw8MsP-o/Vq5s57h8lYI/AAAAAAAAGq0/ujUrT6xkNas/s400/IMG-20160131-WA0014.jpg" width="400" /></a></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://1.bp.blogspot.com/-lCn6ls5yesE/Vq5s6KlDjoI/AAAAAAAAGq8/Rg-ZKTie8G0/s1600/IMG-20160131-WA0017.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="238" src="http://1.bp.blogspot.com/-lCn6ls5yesE/Vq5s6KlDjoI/AAAAAAAAGq8/Rg-ZKTie8G0/s400/IMG-20160131-WA0017.jpg" width="400" /></a></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://4.bp.blogspot.com/-CJ9R6gi52-8/Vq5s6EDmvTI/AAAAAAAAGq4/Zcq5K4eJZ9k/s1600/IMG-20160131-WA0018.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="238" src="http://4.bp.blogspot.com/-CJ9R6gi52-8/Vq5s6EDmvTI/AAAAAAAAGq4/Zcq5K4eJZ9k/s400/IMG-20160131-WA0018.jpg" width="400" /></a></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://3.bp.blogspot.com/-ZKuhmhs1Adg/Vq5s7DPct8I/AAAAAAAAGrI/FoRGbicA38s/s1600/IMG-20160131-WA0021.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="238" src="http://3.bp.blogspot.com/-ZKuhmhs1Adg/Vq5s7DPct8I/AAAAAAAAGrI/FoRGbicA38s/s400/IMG-20160131-WA0021.jpg" width="400" /></a></div>
<div style="background: white; line-height: 18pt; margin-top: 0in; text-align: right;">
<span style="font-family: proxima-nova, serif;"><span style="font-size: 15.3333px;"><br /></span></span></div>
<div style="background: white; line-height: 18pt; margin-top: 0in; text-align: right;">
<span style="font-size: x-small;"><i><span style="font-family: proxima-nova, serif;">(Yes, it</span><span style="background-color: transparent; font-family: proxima-nova, serif; line-height: 115%;">’s Juan Carlos.)</span></i></span></div>
Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-24255800020708189772016-01-28T18:08:00.000-05:002016-01-28T18:12:00.509-05:00Where we work<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Times, Times New Roman, serif;"><strong style="line-height: 18pt;"><span lang="EN-US" style="font-size: 11.5pt; font-weight: normal;">On our
official website you can read that People Helping People Global</span></strong><span class="apple-converted-space" style="line-height: 18pt;"><span lang="EN-US" style="font-size: 11.5pt;"> </span></span><span lang="EN-US" style="font-size: 11.5pt; line-height: 18pt;">determines project location based on extreme poverty
rates and the project viability within each region. For this reason in 2009 Nicaragua
was pinpointed as a region of extreme need due to its statistical ranking as
the 2nd most impoverished nation in the western hemisphere after Haiti. The
communities where our projects currently operate are located in the departments
of Granada and Matagalpa. But where exactly is that? And what places do you have
chance to visit when you work as a PHPG’s coordinator?</span></span></div>
<span style="font-family: Times, Times New Roman, serif;"><br /></span>
<div style="background: white; line-height: 18.0pt; margin-top: 0in; text-align: justify;">
<span lang="EN-US" style="font-family: Times, Times New Roman, serif; font-size: 11.5pt;"><br /></span></div>
<div style="background: white; line-height: 18.0pt; margin-top: 0in; text-align: justify;">
<span lang="EN-US" style="font-size: 11.5pt;"><span style="font-family: Times, Times New Roman, serif;">You would be surprised about the locations because
even the poorest Nicaragua’s communities live close to breathtaking natural
landmarks. Just like that during our regular payment collections in Granada’s
district El Pantanal, you can admire one of the most famous volcanoes in
Nicaragua, the Mombacho.</span><span style="font-family: proxima-nova, serif;"><o:p></o:p></span></span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://2.bp.blogspot.com/-2izbYH7vKsM/VqqbOwm2hBI/AAAAAAAAGpU/Z3PYM8K_cOc/s1600/El%2Bpantanal.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="320" src="http://2.bp.blogspot.com/-2izbYH7vKsM/VqqbOwm2hBI/AAAAAAAAGpU/Z3PYM8K_cOc/s320/El%2Bpantanal.jpg" width="180" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Enmanuel and Juan Carlos working hard in El Pantanal (Mombacho behind)</td></tr>
</tbody></table>
<br />
<span style="background-color: white; font-family: Times, Times New Roman, serif; font-size: 11.5pt; line-height: 18pt; text-align: justify;">Other of our projects brings you to the area of 365
Granada Islets which were formed when Mombacho Volcano erupted thousands of
years ago throwing huge rocks into Lake Nicaragua.</span><br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://1.bp.blogspot.com/-5qG2IcJBI8M/VqqbO2zYRtI/AAAAAAAAGpI/hl4BaJFtLVE/s1600/Las%2BIsletas.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="170" src="http://1.bp.blogspot.com/-5qG2IcJBI8M/VqqbO2zYRtI/AAAAAAAAGpI/hl4BaJFtLVE/s400/Las%2BIsletas.png" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Meeting with the group of Las Aguilas (left), Petra and Juan Carlos on their way back to Granada from the meeting (right)</td></tr>
</tbody></table>
<div style="background: white; line-height: 18.0pt; margin-top: 0in; text-align: justify;">
<span lang="EN-US" style="font-family: "proxima-nova" , "serif"; font-size: 11.5pt;"><br /></span></div>
<div style="background: white; line-height: 18.0pt; margin-top: 0in; text-align: justify;">
<span lang="EN-US" style="font-family: "proxima-nova" , "serif"; font-size: 11.5pt;"></span></div>
<div style="background: white; line-height: 18.0pt; margin-top: 0in; text-align: justify;">
<span lang="EN-US" style="font-size: 11.5pt;"><span style="font-family: Times, Times New Roman, serif;">Visiting low-income artisan’s communities in San Juan
del Oriente gives you an opportunity to stop by the road and enjoy the view
over the Lagoon Apoyo.</span><span style="font-family: proxima-nova, serif;"><o:p></o:p></span></span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://3.bp.blogspot.com/-ymX0K4hlArA/VqqbOsFnVOI/AAAAAAAAGpA/jOgR_7SLPcM/s1600/Apoyo.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="171" src="http://3.bp.blogspot.com/-ymX0K4hlArA/VqqbOsFnVOI/AAAAAAAAGpA/jOgR_7SLPcM/s400/Apoyo.png" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">View over Lagoon Apoyo (left), Ceramics made by one of our client from San Juan del Oriente</td></tr>
</tbody></table>
<div style="background: white; line-height: 18.0pt; margin-top: 0in; text-align: justify;">
<span lang="EN-US" style="font-family: "proxima-nova" , "serif"; font-size: 11.5pt;"><br /></span></div>
<div style="background: white; line-height: 18.0pt; margin-top: 0in; text-align: justify;">
<span lang="EN-US" style="font-size: 11.5pt;"><span style="font-family: Times, Times New Roman, serif; font-size: 15.3333px;">And travelling to see our Malacatoya groups is an adventure itself because you have to cross the lake by a boat - explanation is simple there is just no bridge…</span></span></div>
<div style="background: white; line-height: 18.0pt; margin-top: 0in; text-align: justify;">
<span lang="EN-US" style="font-family: "proxima-nova" , "serif"; font-size: 11.5pt;"><br /></span></div>
<div style="background: white; line-height: 18.0pt; margin-top: 0in; text-align: justify;">
<span lang="EN-US" style="font-family: "proxima-nova" , "serif"; font-size: 11.5pt;"></span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://3.bp.blogspot.com/-aajhMz5naJs/VqqbR9Io0sI/AAAAAAAAGpY/jm4YE6W6V6o/s1600/Malacatoya.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="170" src="http://3.bp.blogspot.com/-aajhMz5naJs/VqqbR9Io0sI/AAAAAAAAGpY/jm4YE6W6V6o/s400/Malacatoya.png" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Even our motorbike has to cross somehow...</td></tr>
</tbody></table>
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-88895281479054224832016-01-09T12:26:00.000-05:002016-01-09T12:26:10.263-05:00Christmas and New Year in Nicaragua<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">Not even
Christmas time and New Year’s celebrations could keep our clients from their usual
hardworking routine. Vacation time in Nicaragua obviously doesn’t include
sitting in front of the TV, relaxing, eating cookies and watching fairytales! <o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
</div>
<div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif; font-size: 12pt; line-height: 115%;">On the contrary, the production of pottery has to be doubled so even PHPG´s members are obliged to
help,</span></div>
<div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif; font-size: 12pt; line-height: 115%;"><br /></span></div>
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;"><div class="separator" style="clear: both; text-align: center;">
</div>
<div class="separator" style="clear: both; text-align: center;">
<a href="http://3.bp.blogspot.com/-VJMgIU8Nrd8/VpFAEt90XwI/AAAAAAAAGZM/WcuuvX1mGIA/s1600/Imagen1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="242" src="http://3.bp.blogspot.com/-VJMgIU8Nrd8/VpFAEt90XwI/AAAAAAAAGZM/WcuuvX1mGIA/s400/Imagen1.png" width="400" /></a></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://2.bp.blogspot.com/-XOwwjTP4cKI/VpFAdt1yrRI/AAAAAAAAGZU/9qzv-8LpJgo/s1600/IMG_20151213_085131.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="225" src="http://2.bp.blogspot.com/-XOwwjTP4cKI/VpFAdt1yrRI/AAAAAAAAGZU/9qzv-8LpJgo/s400/IMG_20151213_085131.jpg" width="400" /></a></div>
<div class="MsoNormal" style="text-align: center;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="text-align: center;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;">…cakes need to
be baked,<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: center;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="http://3.bp.blogspot.com/-5LP1tWDd-mQ/VpFBHu1s2JI/AAAAAAAAGZc/e65ZGdVfghY/s1600/Imagen2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="355" src="http://3.bp.blogspot.com/-5LP1tWDd-mQ/VpFBHu1s2JI/AAAAAAAAGZc/e65ZGdVfghY/s400/Imagen2.png" width="400" /></a></div>
<div class="MsoNormal">
</div>
<div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif; font-size: 12pt; line-height: 115%;"><br /></span></div>
<div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif; font-size: 12pt; line-height: 115%;">…doors of grocery store can’t be closed,</span></div>
<div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif; font-size: 12pt; line-height: 115%;"><br /></span></div>
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><div class="separator" style="clear: both; text-align: center;">
<a href="http://3.bp.blogspot.com/-uJLhtWhDxeo/VpFBZXuIzWI/AAAAAAAAGZk/X01uhRYJNSI/s1600/WP_20151209_09_38_37_Pro.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="223" src="http://3.bp.blogspot.com/-uJLhtWhDxeo/VpFBZXuIzWI/AAAAAAAAGZk/X01uhRYJNSI/s400/WP_20151209_09_38_37_Pro.jpg" width="400" /></a></div>
<div class="MsoNormal">
</div>
<div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif; font-size: 12pt; line-height: 115%;"><br /></span></div>
<div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif; font-size: 12pt; line-height: 115%;">…as well as
doors of paper store and many other businesses.</span></div>
<div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif; font-size: 12pt; line-height: 115%;"><br /></span></div>
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><div class="separator" style="clear: both; text-align: center;">
<a href="http://1.bp.blogspot.com/-n9tzoxWumQ8/VpFBo1Doy8I/AAAAAAAAGZs/WzxHsLarzRw/s1600/WP_20151209_13_27_21_Pro.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="223" src="http://1.bp.blogspot.com/-n9tzoxWumQ8/VpFBo1Doy8I/AAAAAAAAGZs/WzxHsLarzRw/s400/WP_20151209_13_27_21_Pro.jpg" width="400" /></a></div>
<o:p></o:p></span></span><br />
<br />
<o:p></o:p></span>Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com3Nicaragua12.865416 -85.2072289999999848.9055725 -90.370802999999981 16.8252595 -80.043654999999987tag:blogger.com,1999:blog-8343342416291726940.post-15237828579882880592015-12-14T18:45:00.001-05:002015-12-14T18:48:15.892-05:00Distribution of New Loans in El Pantanal<div class="MsoNormal" style="line-height: 150%; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">While during the second week of November the center of
Granada was getting ready for "Hípica", a local horse parade, which
attracts both tourists and Nicaraguans to come to Granada giving them an excuse
to go out and drink some Nicaraguan rum and beer, in El Pantanal, which is
sometimes referred to as the forgotten district of Granada, because it does not
appear on maps and is never visited by tourists, we were distributing new loans
to our existing clients.<o:p></o:p></span></div>
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<tr><td style="text-align: center;"><a href="http://1.bp.blogspot.com/-Aug9M-H2Gsc/Vm9SplnfReI/AAAAAAAAGO0/SbSUxyGPi2Q/s1600/Juan%2BCarlos%2By%2BEsterlina.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="320" src="http://1.bp.blogspot.com/-Aug9M-H2Gsc/Vm9SplnfReI/AAAAAAAAGO0/SbSUxyGPi2Q/s320/Juan%2BCarlos%2By%2BEsterlina.jpg" width="240" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Juan Carlos and Esterlina enjoying their breakfast</td></tr>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">The day of disbursement we started with breakfast together
with a group of " Unión Que Hace La Fuerza", which had repaid its
second PHPG´s loan recently and since that morning has been enjoying the
benefits of cooperating with PHPG for its third time. The good thing about
working for PHPG is that occasionally one is obliged to inspect businesses of
our clients for example like this - eating delicious “enchiladas” that one
member of this group sells. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Although it was a very hot day for this time of year
even for Nicaragua, we enjoyed this opportunity to meet some of our clients and
a talk we had about their future plans. One of the most successful groups -
"Las Triunfadoras" - which just got its fourth loan from PHPG, told
us about their plan of opening a new dining spot sometime next year. Although all
Las Triunfadoras´ ladies have their own businesses like shoe store, fashion
design and sewing etc. that does not stop their entrepreneur´s spirit to seek
new opportunities to improve their financial situation. What a motivation to
see that!<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://2.bp.blogspot.com/-U-F7nzQVGPQ/Vm9SpyG84wI/AAAAAAAAGO4/gnrX5BMfwcY/s1600/Petra.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="http://2.bp.blogspot.com/-U-F7nzQVGPQ/Vm9SpyG84wI/AAAAAAAAGO4/gnrX5BMfwcY/s320/Petra.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Petra and "Union Que Hace La Fuerza"</td></tr>
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<o:p></o:p>Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com1Granada, Nicaragua11.9344073 -85.95600050000001611.8722643 -86.036681500000014 11.996550300000001 -85.875319500000018tag:blogger.com,1999:blog-8343342416291726940.post-53778391442519968892015-12-14T18:29:00.002-05:002015-12-14T18:29:54.207-05:00October in Matagalpa<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="clear: left; float: right; margin-bottom: 1em; text-align: right;"><tbody>
<tr><td style="text-align: center;"><a href="http://1.bp.blogspot.com/-nbwro6IZjJM/Vm9OlQlvTMI/AAAAAAAAGOo/y8spg9PRbTg/s1600/mandiel.jpg" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" height="320" src="http://1.bp.blogspot.com/-nbwro6IZjJM/Vm9OlQlvTMI/AAAAAAAAGOo/y8spg9PRbTg/s320/mandiel.jpg" width="180" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Mandiel</td></tr>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">We finished the month of October and initial training
of new PHPG´s coordinator, Petra, by new loan disbursement, enriching our list of
clients in Matagalpa by a new group of kind ladies. This way PHPG helped Maria
Delmis to expand her “mini pulpería”, mini grocery store, by selling mobile phone’s
refills, and to invest more money in rest of businesses that our new clients
have. They dedicate themselves among other to the sale of milk products,
secondhand clothing or sewing. Because the objective of PHPG is not only to provide
loans but also to strengthen the relations between group members so they share
their work experience, we are proud that with the help of Maria Jacoba who
apart from working as a teacher in a local primary school has 20-years’
experience in selling secondhand clothes, the leader of the group Mandiel could
start her proper business with secondhand garments.<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://1.bp.blogspot.com/-zrwtH06Z1mY/Vm9OlIV_i-I/AAAAAAAAGOc/pJx5IztHglo/s1600/maria%2Bjacoba.jpg" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" height="180" src="http://1.bp.blogspot.com/-zrwtH06Z1mY/Vm9OlIV_i-I/AAAAAAAAGOc/pJx5IztHglo/s320/maria%2Bjacoba.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Maria Jacoba</td></tr>
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<br /><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><o:p></o:p></span><br />
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;"></span><br />
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">Unfortunately October also was the last month for
Berly who supervised PHPG´s activities in Matagalpa. Berly has done an
outstanding job, not only distributing new loans but also giving various
lectures improving financial literacy of our clients, initiating new
partnerships with other NGOs in Matagalpa and many more. Therefore we would
like to thank her for everything she has done for our clients in Matagalpa and
PHPG in general and we wish her all best in future. <o:p></o:p></span></div>
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Anonymoushttp://www.blogger.com/profile/10893344969020461014noreply@blogger.com0Matagalpa, Nicaragua12.9290069 -85.91512109999996512.867102399999998 -85.995802099999963 12.9909114 -85.834440099999966tag:blogger.com,1999:blog-8343342416291726940.post-50455887795866138472015-07-27T06:00:00.000-04:002015-07-27T06:00:02.979-04:00Visit from PHPG<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="background-color: white; color: #222222; font-family: arial, sans-serif; font-size: 12.8000001907349px;">Guest Post from Rebecca Schick, Intern at Soluciones Comunitarias, Summer 2011 </span><br />
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<span style="background-color: white; color: #222222; font-family: arial, sans-serif; font-size: 12.8000001907349px;">I think I can speak for everyone when I say it was nothing short of a pleasure to hear from Berly Cordero today. We, a group of eight student interns working with Soluciones Comunitarias, were all ears and eyes when learning about the interest-free microfinance loans that Berly administers to local entrepreneurs and business owners in Matagalpa, just twenty minutes away from our home base in San Ramon. Soluciones Comunitarias is an organization that strives to empower entrepreneurs and communities through offering consulting services and access to products such as solar lamps, water filters and eye glasses to improve lives in rural Guatemala and Nicaragua. Our group of eight is currently working on a Financial Literacy and Inclusion project in Norther Nicaragua, so we were naturally enthused to talk finances. Berly shared with us an article that disregarded Microfinance as a sustainable method to support individuals affected by poverty. Although there are countless cases that hold up this argument, there are environments where microfinance can prove to be useful. We discussed with Berly the benefits of eliminating interest, which diminishes the risk of drowning in a cycle of debt. We immensely enjoyed and appreciated the words of wisdom about the culture of finance in rural, developing communities. The insights gained from this discussion will travel with us as we carry out our project and begin working directly with community members. Thanks to all and be sure to check out People Helping People Global, this awesome organization that does microfinance right!</span><br />
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-39081795781405005802015-07-20T06:00:00.000-04:002015-07-20T06:00:09.076-04:00Ayudando<div dir="ltr" style="text-align: left;" trbidi="on">
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<i>St John's University GLOBE Student Fellow, <span style="line-height: 18.4799995422363px;">Chinyere Ukaegbu shares her thoughts after visiting PHPG in Matagalpa.</span></i></div>
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Today's adventure was especially gratifying (and that's an understatement). We met with an amazing non-profit called People Helping People Global. Though they have a couple of locations where they operate here in Nicaragua, we visited their base in Matagalpa. Before getting into the intricacies of the visit, let me begin by offering the cultural scene of Matagalpa. Lined by beautifully painted edifices, Matagalpa stands as this magical, mountainous town who's hilly ups and downs are similar to Montparnasse in Paris. People with joy in their eyes were sprinkled across the streets. Everyone from school girls to men buying food stuffs from pulperias said hola to us as we smiled. But unlike Paris, I felt a strong sense of community in Matagalpa.</div>
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We met with two representatives from PHPG: Berly and Martha. From our conversation, we learned a great deal about their organization and even developed some ideas for GLOBE based on what we heard. They explained to us that they give micro loans out with 0% interest because they are all about helping the people (hence their name). I paralleled this with GLOBE because we have very low interest rates and the interest we do collect goes back into helping the communities in which we serve. They also explained to us some of their methods, like checking receipts of borrowers for accountability, that could be used by GLOBE. But the most fascinating tactic they used was their training programs. They provided business training and psychological training (I.e. Counseling). This was especially important because it shows the holistic approach helping a community help themselves. Perhaps GLOBE could provide training and even incentives our borrowers to train other borrowers once they master their successful businesses.</div>
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Speaking of businesses, it was also a joy to visit the borrowers from PHPG and see them breaking the cycle of poverty. One borrower, </div>
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Irene, stood out. She makes and sells tortillas (that are delicious might I add) and the loan that PHPG provided allowed her to expand by employing a helper. Now the over 500 tortillas that she makes on a interesting makeshift, firewood stove become a little less of a burden. It was a joy speaking with her and learning how she make the tortillas. I was at awe at how hard she worked. Waking up at 3 in the morning daily to start her work, she was the epitome of hard work and dedication. It made me reflect on my life and how much I have compared to her one room home filled with 5 children. Humbled, I smiled as she stood strong and proud of the tortillas she handed is to eat. </div>
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Until next time,</div>
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Chinyere U</div>
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This blog was originally posted on GLOBE Student Fellow's site, <a href="http://globestudentfellows.blogspot.com/">here</a>.</div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-81803256127774335322015-05-20T21:24:00.000-04:002015-05-20T21:24:41.360-04:00Rain Has Arrived!The rain recently has helped cool off Granada while we are in the hottest months. All PHPG documents remained in good care as the team stopped to rest and duck in out of the rain.<br />
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<span style="font-size: x-small;">It doesn't look like much but every bit helps! </span></div>
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<span style="font-size: x-small;"> Found shelter from the rain inside a client's workshop</span>.</div>
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<span style="font-size: x-small;">Rains gone for now.</span></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-46460851448694324792015-05-05T19:00:00.000-04:002015-05-05T19:00:04.188-04:00Borrower Profile Series: Damaris<div dir="ltr" style="text-align: left;" trbidi="on">
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<i>Guest Post from PHPG Volunteer, Paige Cohn.</i></div>
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<span lang="EN-US">Damaris started selling shoes after
finishing her Agronomy degree. Even
though she had an education, being pregnant kept her from working, as not many
people are willing to hire pregnant women. She
first began selling clothes, but sustained significant losses, and decided
it was not profitable. S</span>he saw an opportunity when her
sister-in-law convinced her to visit Masaya; she considered selling the sandals
that she found in the market . Damaris started with a 2000C$ loan, and
invested in the cheapest pair of sandals (pictured below), buying 33 pairs. <br />
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A smart business woman, she was eventually able to form relationships directly with the workshops that make the shoes, cutting out the middle man and increasing her profits. Damaris, now sells multiple styles of shoe and has a loyal customer base. </div>
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<span lang="EN-US">What’s the hardest part of getting
started? According to Damaris, it’s
getting started and getting customers. But as she soon told us, once she established
a clientele it became much easier.</span><br />
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<span lang="EN-US"><a href="http://2.bp.blogspot.com/-rG7zwZKlVOw/VTbQIGywUXI/AAAAAAAACXE/MO4kX9zUqxY/s1600/s-AwtBHyYf5UkSuNMLqOPmFSCukD9cK-hcTg5aCKYpQ%2CUC-AkwBgUuYHVOVOt5JgHXPLqLjV9ndqeRLbQMRT5nc.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://2.bp.blogspot.com/-rG7zwZKlVOw/VTbQIGywUXI/AAAAAAAACXE/MO4kX9zUqxY/s1600/s-AwtBHyYf5UkSuNMLqOPmFSCukD9cK-hcTg5aCKYpQ%2CUC-AkwBgUuYHVOVOt5JgHXPLqLjV9ndqeRLbQMRT5nc.jpg" height="320" width="214" /></a></span></div>
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-8343342416291726940.post-34001997153472538372015-04-28T18:59:00.000-04:002015-04-28T18:59:00.411-04:00Borrower Profile : Iriz<div dir="ltr" style="text-align: left;" trbidi="on">
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<i>Guest Post from PHPG Volunteer, Paige Cohn.</i></div>
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<a href="http://1.bp.blogspot.com/-Cy0gqfdPTyk/VTbTaLQhbAI/AAAAAAAACXU/Tzi4R6giLJI/s1600/Iriz.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://1.bp.blogspot.com/-Cy0gqfdPTyk/VTbTaLQhbAI/AAAAAAAACXU/Tzi4R6giLJI/s1600/Iriz.jpg" height="228" width="320" /></a></div>
<span lang="EN-US"><span id="goog_111512189"></span><span id="goog_111512190"></span><br /></span>
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<span lang="EN-US">In order to pay
for her transportation to and from her university, Iriz began her own business
selling Avon and clothes. She was well placed to do this, as she could sell to her classmates and grow her business
through word-of-mouth at her school.
However, this was not Iriz’ first time being self-employed. Since the age of 14 she had been helping her Aunt sell
clothing. She would sell to her classmates and split the profits with her Aunt. After her son was born, she needed
money to support him and to make sure she finished university. Iriz enrolled in school to study accounting,
and since then has used her education to keep her own accounting books for her
business. Iriz just graduated from university this year. She wants a good life for her
son, and hopes to find a salaried job in addition to her own business to help
provide that for him.<o:p></o:p></span></div>
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Unknownnoreply@blogger.com19tag:blogger.com,1999:blog-8343342416291726940.post-31497876195133993322015-04-21T18:56:00.000-04:002015-04-21T18:58:16.380-04:00Borrower Profile Series, Gloria<div dir="ltr" style="text-align: left;" trbidi="on">
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<i>Guest Post from PHPG Volunteer: Paige Cohn</i></div>
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<a href="http://4.bp.blogspot.com/-VUIFZ9LPukk/VTbVjOVEi9I/AAAAAAAACXg/L9gpK8jpyp0/s1600/Gloria.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://4.bp.blogspot.com/-VUIFZ9LPukk/VTbVjOVEi9I/AAAAAAAACXg/L9gpK8jpyp0/s1600/Gloria.jpg" height="228" width="320" /></a></div>
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<span lang="EN-US">Gloria, is the matriarch of her medley
family. For most of her life she’s been
a single mom of 3 of her own children and the 3 more she adopted, left to
support them on her own. In order to
feed her family, she ventured into the world of self-employment. She been a cook, a seamstress, a farmer, but
her most important role is being a Mother.
After her own children were grown and married, she found 3 little girls
on her doorstep, abandoned by their parents.
Gloria took these three girls in, adopted them as her own, and is
currently working to send them to school.
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<span lang="EN-US">Gloria has always been a self-starter. Having to be self-reliant for most of her
life, she feels lucky with the success that she has had in her life. Whatever she makes, she sells. Her compassion
and hard work ethic is something she has instilled in her children, as she
encourages them to continue to study, hoping she can buy them the materials
they need to complete their education. After
we finished with the interview, Gloria sent us home with a bag full of mangoes
and bananas out of her backyard.<o:p></o:p></span></div>
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<span lang="EN-US">Gloria hopes that eventually she’ll be able
to save for her retirement, so that she can support herself when she can’t
work, forever being the autonomous, self-sufficient matriarch she has always
been. <o:p></o:p></span></div>
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Unknownnoreply@blogger.com0